David Kinder is a veteran of the insurance and financial services industry. He has served the needs of American residents and business owners, currently as a Financial Consultant with unconventional strategies to help them accomplish their retirement income and wealth accumulation goals.

He studied advanced financial planning through his various studies with The American College of Financial Services. He took private university level courses for over two years and passed over a dozen exams proving his mastery and expertise in financial planning subjects such as investments, retirement planning, income taxation, insurance matters, estate planning, and planning for business owners.

Professional Experience:
• Wells Fargo Bank, N.A.: Personal Banker and Service Manager (2001 - 2004)
• American Express Financial Advisors: Financial Advisor Trainee (2004)
• Wescom Financial Services, LLC: Financial Advisor and Trust Liaison Officer (2005 - 2007)
• MassMutual Financial Group: Financial Advisor and Insurance Agent (2007 - 2009)
• Combined Insurance Company of America: Insurance Agent (2011 - 2012)
• Mutual of Omaha: Insurance Agent (2012)
• David Kinder Insurance and Financial Wealth Solutions: Owner (2007 - present)

Education • Recognition • Licenses:
• Registered Financial Consultant® (RFC®) a professional designation awarded by the International Association of Registered Financial Consultants (IARFC) to those financial consultants who meet high standards of education, experience, and ethics.
• Ethics Approved Status recognition through the International Association of Registered Financial Consultants (IARFC). Ethics Approved Status means adherence to the IARFC Code of Ethics with a clear record for the past five years. Members are biennially verified through FINRA, state licensing records, and internet searches, and are required to pass the Ethics Exam.
• Chartered Financial Consultant (ChFC) advanced financial planning designation from The American College of Financial Services focusing in the areas of financial planning process, insurance, income taxation, retirement planning, investments, and estate planning.
• Chartered Life Underwriter (CLU) is the premier insurance designation from The American College of Financial Services and adds additional education and expertise in the areas of individual life insurance, life insurance law, and planning for business owners & professionals.
• Recipient of The United States Flag Honor: "At the request of the Honorable Dianne Feinstein, United States Senator, this flag was flown for David H. Kinder, in recognition for the practice and promotion of prudent, qualified, and fiduciary client service and advice in financial services and, commemorating [his] 20 year career anniversary and Advocation and Promotion of Financial Industry Professional Standards."
• Recipient of The Prudent Man Award: is awarded to the few outstanding financial professionals who have 10 or more years of experience as a true financial planner, and have been recognized by their peers for the practice (or promotion) of Prudent, Qualified,
and Responsible Client Service.
• California Life & Annuity, Accident & Health Insurance Producer Resident License (and various non-resident state licenses)
(California Insurance License #0E54187)

Professional Associations:
• The International Association of Registered Financial Consultants (IARFC) is a non-profit professional association formed to foster public confidence in the financial services profession, help financial consultants exchange planning techniques, and recognize
practitioners who are truly committed to ethical standards and continuous professional education. We simply want the public to have the best financial advice available.

Social Media Industry Influencer & Publications:
• Affectionately known in the insurance and financial services community as "DHK" from Insurance-Forums.net with over 10 years and over 10,000 posts!
• Admin one of the largest financial services discussion groups of its kind on Facebook: Professional Life Agent Insurance Discussion group (only for licensed professionals).
• The Register quarterly publication of the International Association of Registered Financial Consultants (IARFC) (Spring, 2023)
• InvestmentNews: SEC Draws Ire with Indexed Annuity Misstep (August 2019)
• Insurance Selling Magazine: 25 Reasons to Love Life Insurance (September 2018)
• Insurance Selling Magazine Inaugural Issue: The InsurTech Revolution (April 2018)
• Ethics.net: Misrepresentation and Ignorance: A Dangerous Blend for Ethics (August 2015)

5 Proven Ways to Re-energize Your Life Insurance Sales
Once a successful agent and executive manager of one of Canada’s largest life insurance agencies, Jim Ruta is president of Advisorcraft Media and helps life insurance agents maximize their sales performance. He has spoken four times at the MDRT Annual Meeting, including on the Main Platform, has written four books, is a regular industry columnist, and is under contract with MDRT Academy and Global Services. Advisorcraft programs draw advisors from around the world to their School of Life Insurance Selling (SOLIS), Masterclasses, and live events. Jim’s continuing crusade is to preserve, promote and propel the noble profession of selling life insurance.

Managing Director
Anand Financial Architecture

Peter J. D’Arruda, MRFC®, RICP®, is a Master Registered Financial Consultant and Investment Advisor Representative and is the Manager and Founding Principal of Capital Financial Advisory Group, LLC in Apex, North Carolina.

A fiduciary with decades of experience in the financial services industry, he is a former two-time President of the IARFC (International Association of Registered Financial Consultants).

Known as “Coach Pete” to most of his clients and to the listeners of his radio show, his lifetime goal is to assist his clients in achieving the levels of success they desire. He founded Capital Financial to help his clients “cross the street of life.“ He and his team strive to help their clients take the worry out of living in retirement by taking a systematic approach to lifetime income planning.

Coach Pete’s radio show, “Financial Safari” can be heard weekly on more than 70 stations nationwide. He has been a guest on CNBC, FOX Business, Bloomberg, and CBS Radio. He has been interviewed for advice on columns in The Wall Street Journal, USA Today, Smart Money, Money, The Street.com, as well as others.

He has been named to the prestigious Forbes Leadership Council and has been a published writer with Forbes.

Coach Pete has written or co-written eight books to date, and two of his books have reached the bestseller’s list on Amazon. He co-authored the best-selling book Tax Breaks of the Rich and Famous and the noteworthy SUCCESSONOMICS with Steve Forbes. Coach Pete has also written his own popular books such as Fine Print Fiasco and 7 Baby Steps to a Ridiculously Reliable Retirement Income.

Pete is a graduate of The University of North Carolina.

Presentation
THE POWER OF MEDIA - MAGNIFY YOUR GREATNESS
Pete will be presenting how he/she uses media (radio, television, and digital) to amplify their marketing message and win over prospects by producing excellent content that is relevant.

Van Mueller, LUTCF, is a Registered Representative with Mass Mutual. January 23, 2024, marks Van’s 51st year as an insurance agent. He is an active member of MDRT having qualified for Court of the Table in 1990 and Top of the Table for the last thirty-four years.

Van has served as an LUTC moderator and served as President of the Milwaukee Association of Insurance & Financial Advisors for the 1998-99 year. Van has served as Membership Chairman for both Milwaukee and the State of Wisconsin. Van also served on the Annuity Advisory Panel, the Middle-Income Task Force, the Sales Idea Committee, and the Program Development Committee for MDRT.

Van supports many industry organizations. In addition to membership in the National Association of Insurance & Financial Advisors and Million Dollar Round Table, he is also a member of the Society of Financial Service Professionals, an Emissary Contributor to IFAPAC and a Diamond Knight of the Million Dollar Round Table Foundation.

Van has spoken to groups around the world, including being a main-platform speaker at MDRT in 1998 in Chicago and the Main Platform Speaker at the 2001 Top of the Table Meeting in Maui, HI. Van was a Main Platform Speaker at the 2003, 2005, 2009, 2014 and 2015 NAIFA Conventions. He was a speaker at MDRT and at the NAIFA Convention for 2006, and again in 2007, 2010 and 2011 and spoke again at the 2021 MDRT annual meeting. He was a main platform speaker for the MDRT Experience in Tokyo, Japan in April of 2008. Van was the 2010 Advisor of the Year for Senior Market Advisor magazine. He has also written many articles for various publications, including the “Close” for Retirement Advisor magazine. Van also has a monthly newsletter available to subscribers at www.vanmueller.com.

Author of the best-selling third edition of “WITH THE [STROKE] OF A PEN: Claim Your Life“, Jane Blaufus is a keynote speaker and has had the privilege of speaking across North America and internationally. She is also a frequent guest expert on national TV/Radio/ and high-impact podcasts.

Jane stands by her mantra that “We have an obligation to ourselves and to those we love to make sure we leave this world in an organized manner.”

Through her book, her speaking engagements, her writings, and her business coaching, Jane empowers people to take charge of their lives and she knows how to connect people when it matters most. She is a catalyst for courageous conversations and has started an international movement to help people to get their personal and financial lives in order before it’s too late.

Courageous conversations are some of the most difficult conversations we will ever have and they begin with ourselves first. We must identify what is important to us, then we have to articulate our thoughts and desires to those we love and then we must engage the important professionals who will help us to make sure our wishes are carried out.

Most people find these types of conversations hard to start for they often evoke a sense of unease or uncertainty. Jane is on a mission to help financial advisors make these conversations easier for people to have and her book and comprehensive planning binder have become acclaimed as two of the most actionable, personal and financial planning resources available for families, individuals and owners alike.

Born and raised in Montreal, Quebec, Jane has lived throughout Canada, is a mother to her wonderful daughter, and now lives outside of Toronto, Ontario with the two most important men in her life: her husband and her adorable labradoodle Tucker.

Presentation
COURAGEOUS CONVERSATIONS

Every day as financial advisors you begin ‘courageous conversation’ with prospects and clients to start the dialogue, to build trust relationships and turn these individuals into a client for life and become an advisor for life.

Yet what happens when your hard work is put into practice and you have to deliver on the promises you made to your clients? We are about to come into the largest transfer of wealth in the history of humankind over the next 10-15 years. If you do not want all of your hard-earned business to take a walk to another financial institution once you have delivered a check then you need to know the adult children and parents of your clients almost as well as you know your clients as they will have a significant say in what happens with that money.

Everything that will be paid out during this period has a huge opportunity to come back into your practices or your successors practice OR it can go elsewhere if you do not have a relationship with the beneficiaries mainly the children.

Join Jane as she shares tips and strategies on what is important through the eyes of the beneficiary to build trust relationships through all generations that will last a lifetime.

Nick has been a Registered Financial Consultant (RFC®) and Master Registered Financial Consultant (MRFC®) for over 23 years. During that time, he has helped coach pre-retirees and retirees to live confident retirement lifestyles. Whereas most financial advisors focus on selling a particular product like a stock or a mutual fund, Nick's focus is Holistic, putting the client’s interests first and looking at a persons entire financial picture whether it's investments, retirement income, taxes, healthcare or estate planning. Discovering the problems and finding solutions to fix those problems. Nick is a national keynote speaker and author of numerous financial articles. He was named a 2014, 2015 and 2016 Orlando Magazine 5-Star Wealth Manager.

Nick, along with his father, Jerry, co-hosts the nationally syndicated “On the Money With Jerry and Nick Royer” radio show. He also has been nominated as one of the 40 Leaders Under 40 in his area, acknowledging Nick’s ability to design customized retirement solutions. In 2013, Nick was unanimously appointed to the board of directors of the International Association of Registered Financial Consultants (IARFC) by his peers. In 2015, he was elevated to be the youngest vice chairman in IARFC history. The IARFC is a professional organization that awards the RFC designation to those financial advisors who meet high standards of education, experience and integrity.

In 2008, the American flag was flown over the U.S. Capitol in recognition of Nick’s national and international work in assisting Americans in accomplishing their money goals and related objectives. He also received the highest honor bestowed by the state of Kentucky for helping people create, establish and progress with their long-range financial plans and was named an Honorable Kentucky Colonel.

Presentation
Revolutionize Your Impact: Reinventing Your Marketing Strategy Rethinking Your Brand, and Reimagining Your Client Process To Become The Gold Standard.

Learn about Nick’s transformative journey over the last 24 years and the exact strategies he’s implemented to elevate his practice to be one of the top financial firms in the country. Discover innovative strategies to revolutionize your marketing so you can stand out in a competitive field. Find out how to rethink your brand to be the go-to advisor in your area, and reimagine your client engagement processes and even learn about how Nick’s team is creating the Ritz Carlton experience in their office. By embracing these shifts, financial professionals can position themselves as the gold standard in the industry, enhancing both client relationships and business success.

Advisorist

In his niche market of serving pro-athletes, where 80% of them go broke, Kaymore has honed skills by involving a support group to help young athletes spend and save wisely. He will delve into the importance of knowing your client’s background and how to guide them into protecting their assets, avoiding the pitfalls of poor financial habits, and as a consultant developing a support system to help them stick to a financial plan. Travel through his negotiations with a recent pro athlete and his family and learn from his experience.

Presentation
What is your WHY? Serving a Niche Market of Clientele

Nick is CEO of National Pension Partners, Adjunct Professor of the Graduate Tax Program at Northeastern University, and a member of the Florida Bar and American Bar Association. He is admitted to practice in the State of Florida, the U.S. Tax Court, the 9th Circuit Court of Appeals, the 11th Circuit Court of Appeals, and the Supreme Court of the United States. His wealth of knowledge and experience in the fields of advanced tax, estate and pension planning span more than 30 years and he has presented continuing education programs and seminars across the country. Nick has also been widely published, including the definitive guide "Defined Benefit Pension Plans: The Complete Handbook."

Mr. Paleveda was the Florida State Chess Champion in 1977, 1978 and 1994. In Trivia, his Executive Benefits Team won the Trivia Bee championship two years in a row, once with the help of Ken Jennings.

Presentation
Understanding 412 e 3 Plans
412 plans are Defined Benefit Pension Plans that MUST be funded with Whole Life and Fixed or Equity Annuity Contracts. All the contributions are TAX Deductible-A POWERFUL TOOL for Tax Planning.

Dr. Sanjay Tolani is an internationally recognized estate planning advisor and researcher who is known for his innovative and groundbreaking financial products for the world's affluent. His contributions to the financial services industry have earned him a reputation as a true living legend, with numerous accolades and achievements to his name.

A global citizen, Dr. Tolani holds a Ph.D. in Finance, as well as multiple degrees in banking, finance, risk management, and actuarial science. He has also earned several professional certificates, including the Fellow, Life Management Institute (FLMI) and the Certified Finance Professional (CFP, Canada).

Throughout his career, Dr. Tolani has held multiple sovereign and corporate directorships. His appointment also included institutional directorships which are serving supranational financial
services companies, multinational educational enterprises and faith-based and nonprofit organizations. He is also the founder of The Tolani Flow??, a revolutionary financial strategy available globally for family offices for inter-generational wealth management.

Despite his numerous accomplishments, Dr. Tolani remains committed to giving back to the community and supporting global philanthropic efforts. He is a strong believer in education and therefore has supported the Pearl Foundation in China, which sponsors underprivileged and special children for education. He continues to contribute to the Million Dollar Round Table Foundation (USA) and to the Goodwill Charitable Foundation, which constructs senior age homes and supports children for education in India.
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Dr. Tolani is a true inspiration and an asset to the financial services profession. He remains dedicated to serving families and individuals while improving the lives of those around him, and his contributions will undoubtedly have a lasting impact for generations to come.

His present and past professional and personal references comprise individuals who have held these positions: CEO's of several multinational corporations, who relied on his advice to structure complex crossborder transactions and manage their personal investments. Prominent members of parliament, who sought Dr. Tolani's counsel on tax planning and compliance legislation.

The patriarch of several wealthy families have engaged Dr. Tolani to design comprehensive estate plans which ensure tax efficiency for multiple generations and protect their assets. Many successful entrepreneurs have worked closely with Dr. Tolani to develop a customized investment portfolio and implemented succession planning strategies.

Multiple startup and venture capitalist funds have turned to Dr. Tolani for guidance on equity compensation plans, fundraising strategies, and exit or succession planning.

Various diverse high net worth families, have applied Dr. Tolani's innovative solutions to customize their plans which aligned with their values and priorities.

Presentation
Conversation Starters with High-Net-Worth Clientele
Understand the four categories of High-Net-Worth (HNW) individuals you should focus on, and learn how to select the most suitable conversation starters for each category.
Learn how to market and sell insurance to today's skeptical HNW affluents who may have reservations about the value of insurance.